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Wednesday, 19th June 2013

Pension Rights

Question: I am an Irish citizen who worked in England for several years and paid social insurance contributions there. About 20 years ago I returned to Ireland to work and am now approaching pension age. What is my entitlement with regards to my pension contributions during my years of employment in England?

Answer: When you are applying for your State Pension (Contributory) there is a section on the application form (SPC 1) that will ask you for details of employment in any other country covered by EC Regulations or a Bilateral Social Security agreement. This is because you may be entitled to more than one payment; you can get an Irish payment and a payment from another country where you worked.

If you have enough Irish social insurance contributions to get an Irish payment, the Department of Social Protection will pay

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Wednesday, 19th June 2013

By Bill Sones and Rich Sones, PhD

Q. Earthquakes have been known to rubble a city in seconds. Has quicksand ever swallowed a metropolis whole?

A. The two in fact can work together, as happened when a 1964 earthquake in Japan produced wholesale liquefaction of a sandy area in the city of Niigata, causing apartment blocks to subside and fall over, while remaining more or less intact, says Roger Suthren, geologist at Oxford Brookes University, Headington, Oxford, United Kingdom.

Long ago, a couple of Egyptian cities were apparently built on unstable, wet ground on the Nile delta, and eventually slid out to sea, as described by "New Scientist" magazine. "Their remains were discovered recently offshore," says Suthren.

Liquefaction occurs when water-saturated sandy soil near the ground surface is shaken and temporarily acts like quicksand. Together with landslides, this is a common secondary earthquake hazard,

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Wednesday, 19th June 2013

John Owens graduated from the Veterinary College U.C.D. in 1997. He, along with his wife Susan, recently opened Ani-Pets veterinary clinic in Tramore, which is dedicated to the full time care of all companion animals, including exotic pets. He has a special interest in preventative medicine and nutrition.

Reader's question:

"Dear John, I have a lovely friendly female Bichon Frise called Roxie who is now three years old. She goes into heat regularly, every six months, which I find inconvenient and awkward, as I like to walk her on a daily basis and then find I have to keep her confined for nearly 4 weeks at a time. My family are all for her having a litter of puppies, and want to keep one of them and find homes for the rest. I would

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Wednesday, 19th June 2013

Clairvoyant - Numerologist – Astrologer Stan Phillips

To make an appointment for a personal reading at The Athanaeum House Hotel, Christendom, Ferrybank Tel: 085 - 7355683 Online readings: This email address is being protected from spambots. You need JavaScript enabled to view it. document.getElementById('cloaka0c4d258d65b568c6952beeee5cd941b').innerHTML = ''; var prefix = 'ma' + 'il' + 'to'; var path = 'hr' + 'ef' + '='; var addya0c4d258d65b568c6952beeee5cd941b = 'stan' + '@'; addya0c4d258d65b568c6952beeee5cd941b = addya0c4d258d65b568c6952beeee5cd941b + 'readingsforlife' + '.' + 'com'; var addy_texta0c4d258d65b568c6952beeee5cd941b = 'stan' + '@' + 'readingsforlife' + '.' + 'com';document.getElementById('cloaka0c4d258d65b568c6952beeee5cd941b').innerHTML += ''+addy_texta0c4d258d65b568c6952beeee5cd941b+'';

Aries: March 21 – April 20

It would be wisest, for you and yours, if travelling off to exotic parts, that you check everything so as to be certain that everything that occurs is within your control

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Wednesday, 19th June 2013

With Breda Gardner Homeopath, lcph, mcos, rgn

Health Therapies Clinic

13 Gladstone Street, Waterford.

Tel: 087 2025753.

Insight Natural Health Clinic

15 Upper Patrick St, Kilkenny

Tel: 056 7724429

Losses, hurts and healing

Everyone experiences loss as part of their life's journey: the loss a loved one or pet, the loss of a job and identity, the loss of health, the loss of face and so on. Sometimes the loss can be hard to comprehend, especially when it comes suddenly and without warning. At times of loss, the emotional pain can be unbearable. When someone close dies, we may become angry, experience guilt, and feel the pain from the loss of their physical presence. Pain can be at its most acute when we lose a loved one who still had many years to live.

Every emotion has an opposite, and for emotional pain, that emotion is the process of

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Wednesday, 19th June 2013

It is a fact that people who have enjoyed good health over many years rarely give their health a second thought.

However those who have experienced a significant change in their health and well being, a change that perhaps has given rise to a restriction in their mobility, will realise just how precious good health really is.

Sometimes due to an accident, an illness or a medical condition a person will find that their ability to perform daily living tasks becomes much more difficult. Simple tasks like climbing the stairs, having a bath or using the toilet, safely and independently can become more of a challenge. When people start to lose their independence, they and their families may feel that the only option is a nursing home.

However there is good news in that there is a lot that can be done to

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Wednesday, 19th June 2013

The European Health Insurance Card is FREE OF CHARGE from the HSE

Make sure yours is valid before your European holiday

The HSE has reminded people visiting Europe during the holiday period to make sure to take a valid European Health Insurance Card (EHIC) with them. If you or a member of your family becomes ill while in the EU, the EEA or Switzerland, the card will ensure easy access to public healthcare and medical services.

People who have an EHIC already should check it's still in date and can use the HSE website, http://www.ehic.ie, where you can renew online or make a new application. You can also apply for your EHIC at the HSE's Local Health Offices or Health Centres.

The EHIC is completely free of charge via the HSE website

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Wednesday, 19th June 2013

planning move on septic tank remediation measures

Fine Gael Waterford Deputy, Paudie Coffey, has welcomed news from the Minister of State at the Department of Environment, Community and Local Government, Jan O'Sullivan TD, that where remediation works need to be carried out on septic tanks, no planning permission will be necessary. Deputy Coffey said this is a sensible move that will allay the fears of many people around the country and will put to bed the scaremongering that has gone on in recent months by opportunistic Opposition politicians.

"The septic tank charge was initiated by this Government in response to a European Court of Justice Ruling of October 2009, which meant that Ireland was liable for a once off lump-sum fine of€2.6 million followed by daily fines of€26,000. This was a prime example of the mess that the previous Government left this

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Wednesday, 19th June 2013

PSALM 8: WORDS FOR WHEN WE FEEL SMALL

Sometimes life makes us feel small. Perhaps you know the feeling of not being good enough, successful enough, educated enough, paid enough or fit enough?

In Psalm 8 we find words to help.

Yet, the Psalmist begins by emphasizing our smallness. He reminds us of the greatness of God and his creation (v.1-3). As we look on his glorious creation we get a glimpse of the great glory of the Creator, just as we understand some of the genius of an artist by considering his handiwork.

If you have ever studied the sky on a starry night and felt small you know where the Psalmist is coming from when he asks,

"When I consider the heavens, the work of your fingers, the moon and stars, which you have set in place, what is mankind that you are

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Wednesday, 19th June 2013

"So much more than Guinness and potatoes"

Waterford will feature in the fifth episode of 'A Taste of Ireland' programme which will air on Tuesday 9th July on TV3 at 7.30pm. This will be the fifth episode which was filmed in Ireland, for Lyndey Milan, one of Australia's most recognised food, wine and lifestyle personalities who reveals that beyond the stunning scenery and wonderful characters, we are a country rich in exciting fresh produce and delicious food, which is not known to many outside Ireland. Lyndey's visit to Ireland was assisted by tourism bodies Fáilte Ireland and Tourism Ireland and her itinerary included a visit to counties Waterford, Mayo, Cork, Fermanagh, Galway, Clare, Dublin and Belfast.

In the upcoming programme Lyndey dives into her Waterford excursion at the

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Letters to the Editor

  • Our View

    A Paper AnniversaryAs he has been in high profile politics for such a long time, it is hard to think that Leo Varadkar has just celebrated his first year as Taoiseach. Over the last decade, there has hardly been a time when the man hasn't been out of the headlines for one reason or another. But it is his role as Taoiseach which has cemented his position in Irish history.Of course such an anniversary didn't go past uncommented and he was given a rough ride in the Dail when the subject came up. As mu …

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