Wednesday, 21st February 2018
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Wednesday, 21st August 2013

Irish Times Training has joined forces with the Irish Internet Association to offer a Diploma in Digital Marketing. The course will commence on September 18th and run over 13 weeks (6pm to 9pm) at the NAS Training Centre in the Cleaboy Business Park, Waterford.

The course is aimed at any organisation or business that wants to gain a better understanding of the ever evolving digital landscape and will enable all participants to develop a focused digital marketing strategy.

Over the course of the 13 weeks the modules will include digital marketing strategy, SEO, online advertising, mobile web, social media, online PR and many more. The trainers are comprised of some of the most well regarded names in the digital media industry, including Conor Pope of the Irish Times, Digital marketer Krishna De and Gareth Dunlop, a digital strategy expert.

"We've seen a remarkable

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Wednesday, 21st August 2013

Aviation sector celebrates 26,000 jobs and €4bn economic input with FlightFest

Aviation enthusiasts and employees in Waterford will understand the huge contribution the industry makes to the Irish economy, which includes 26,000 jobs and €4.1 billion input to the economy. Aviation is widely supported in the South East with Waterford Aero Club based at Killowen provides flight training for aviation enthusiasts in the area. Waterford Airport also provides a vital service and is continuing to grow.

To celebrate the importance of aviation in Ireland FlightFest, a spectacular once-in- a-lifetime, international aviation flypast through Dublin city centre is scheduled to take place on Sunday 15th September. Spectators will be provided with a close up of aviation from the 1930s with the six-seater De Havilland Dragon named 'Iolar' (Eagle), which carried just five passengers across the Irish Sea in 1936, right up to the

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Wednesday, 21st August 2013

Pictured is Paul Dunne from Dunhill Waterford with a 100% electric car at Reginald's Tower Waterford. Paul and his wife Bernadette currently have the use of an electric Mitsubishi iMiev, as part of ESB's Electric Vehicle trial – the Great Electric Drive. Paul was chosen from 12,000 applicants to trial the ecar for three months.

Paul uses the ecar for daily commute to work around Waterford and surrounding counties to deliver his training sessions in CPC and Health and Safety. Paul charges the car at home overnight using a home-charge point, and is finding the running costs of the ecar to be significantly lower than those of his previous vehicle. For longer journeys, Paul can use the network of charge points that have been installed by ESB in Waterford City at Fitzwilton Hotel, Ballybricken, Plunkett Irish Rail Station, Parnell Street and

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Wednesday, 14th August 2013

John Smiles

Qualified Financial Advisor

What is an REIT?

A Real Estate Investment Trust [REIT] is a special type of property rental Company, incorporated in the State and listed on a recognised stock exchange in any EU member State.

There are certain conditions applying to an Irish REIT. It must be established for the sole purpose of generating rental income but its properties don't have to be located in Ireland. The properties can be residential or commercial or a mix and at least 75% of its total income must come from rents.

It can borrow up to 50% of the value of its assets and must own at least 3 rental properties but no one property can be worth more than 40% of total assets. The company must pay out at least 85% of its property rental income as an annual dividend to shareholders.

The REIT

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Wednesday, 14th August 2013

The latest edition of the National Housing Construction Index compiled and issued by Link2Plans (www.link2plans.com) illustrates that Waterford has the third highest percentage drop in planning commencements this year. The team of researchers at http://www.link2plans.com have examined every housing construction planning application and planning commencement from January to June 2013, in the production of the National Housing Construction Index. The Index gives a direct comparison with the exact same period in 2012.

Waterford had the third biggest drop in construction performance in 12 months going from a percentage decrease of -26% in commencements last year, to a commencement drop of -45% this year. Waterford planning commencements fell from 71 in January to June 2012 to 39 in the same period in 2013. Furthermore, planning applications made in Waterford also decreased by -18% from 136 in January to June 2012,

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Thursday, 8th August 2013

John Smiles

Qualified Financial Advisor

Will the transfer of deposits from IBRC and Irish

Nationwide affect me?

The Deposit Guarantee Scheme [DGS] is a permanent scheme set up by Statute and operated by the Central Bank of Ireland. It's designed to protect deposits in the event of a bank or building society being declared insolvent. The maximum compensation limit is €100k per deposit per institution covered by the scheme. In the case of a joint account both parties are covered independently giving them a limit of €200,000 per institution. Some deposits may also be covered by the ELG which finished on the 28th March last, where they are term accounts.

It's important to note that the transfer of deposits from IBRC to AIB and from Irish Nationwide to Irish Life and Permanent that the maximum compensation is now only €100,000 in total because both Irish

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Thursday, 8th August 2013

Fianna Fáil area representative Jason Murphy has once again highlighted the excessive burden placed on families trying to ensure their children receive the education they not only deserve but to which they are entitled.

Families have been hit with the €50 cut in the Back to School Allowance per child and the cuts to child benefit and maternity allowance, all while the latest inflation figures show a 5% increase in education costs over the past year. However it is not just those who are in receipt of this payment are struggling. Many working parents do not qualify for the Back to School Allowance scheme and must fund the costs of uniforms, books, etc. with no help. Often these families are struggling with mortgage payments and rising cost of living expenses and find it very difficult to send their children back to

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Thursday, 8th August 2013

Alcohol sponsorship and sports funding

The Vintners' Federation of Ireland (VFI), which represents 4,200 publicans outside of Dublin, has reiterated its calls for the introduction of a "Lid Levy" to generate significant funds which could replace sponsorship revenues currently provided by alcohol companies.

The VFI estimates that the alcohol industry is responsible for at least €20m in sponsorship money to sporting and arts related competitions, festivals and events in Ireland every year. This accounts for 20% of the Irish sponsorship market. If the government were to phase out and ultimately ban alcohol sponsorship, then the VFI strongly argues that this vacuum must be filled in order to protect the sports industry and support participation programmes in particular.

The VFI also urged the government to stop its procrastination on this issue and the wider issue of the sale and promotion of alcohol to give

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Wednesday, 31st July 2013

John Smiles

Qualified Financial Advisor

What do I need to know about investing?

Investing is all about choice, choosing the investments that are right for you as well as when, and when not to invest.

In making the right choice for yourself, you should consider as many different options as possible. However, unless you are clear about what type of investment you are looking for, the more options you consider the more confusing it can become.

That is why, at Adelphi Financial Brokers, we give you access to a wide range of investment products such as deposit accounts, structured products, bonds, unit trusts and funds.

These products cover all the major asset classes and are managed by some of the world's leading asset managers.

Each product is packaged to make it easy for you to understand what it has been designed to do.

We believe that this broad

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Wednesday, 24th July 2013

John Smiles

What are Mortality Rates?

It is now commonplace to hear the media and people in general speak about the increase in life expectancy that has occurred in recent times. The mortality rate, or crude death rate, is the number of deaths per population over a given period of time and is typically expressed in deaths per 1,000. It is an average figure that is often used as a proxy for the overall health of a population.

Studies on death rates for various groups in society are of interest to medical doctors and their patients, legislators and life insurance companies. In general, developed countries show a relatively lower mortality rate than developing countries.

This is not always the case. South Africa ranks number 1 on the Death Rate Country Comparison table with 17.23 deaths per 1,000 of population and Russia ranks 2 with

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Letters to the Editor

  • OUR VIEW

    No Gun ControlAs much as you might sympathize with the students and families of those who were at the center of one of the worst high school shootings in Florida last week, you easily get the impression that their deaths were all for naught. There is absolutely no way, following the 17 deaths at this shooting, that the law makers in America will bring in legislation that will see the curbing of gun use and gun ownership in that country. It is just not the American way.In actual fact if past histor …

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