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Wednesday, 22nd January 2014

High profile office premises sold successfully

- 69 THE QUAY & 1-2 BARRONSTRAND STREET, WATERFORD

Recently sold by Sherry FitzGerald John Rohan is the property at 69, The Quay & 1-2 Barronstrand Street, Waterford. This fine modern office premises in the heart of Waterford city's shopping district occupies a pivotal trading position at the junction of Barronstrand Street and Meagher's Quay and has dual frontage. The property is well known to locals as previously accommodating Halifax and prior to that Irish Life. The high profile trading site is the main pedestrian thoroughfare between The Quays through to Michael Street.

The property comprises accommodation approximately 356 sq m (3,3832 sq ft) over four floors plus a basement. The unit benefits from a high level of fit-out and is suitable for a variety of uses, subject to the necessary planning permissions. The premises had been

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Wednesday, 15th January 2014

John Smiles

Qualified Financial Advisor

What are the investment trends for 2014?

Global equities are currently near all-time highs and we are likely to see some weakness emerging. Initially, in the Emerging Markets but later in the USA as a change in US monetary policy continues and as US interest rates begin to rise. Volatility is likely to return to world stock markets due to subdued economic growth and the divergent monetary policy stances being taken by global central banks. With slow growth, merger and acquisitions activity are likely to be the main drivers of growth.

Eurozone equities have lagged behind other stock markets and are likely to show some growth. The specific sectors that might over-perform are Insurers and Banks which are likely to benefit from rising yields and an improving economic outlook. Stable dividend payers, particularly in the Energy and Technology sectors

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Wednesday, 15th January 2014

The Irish Property Owners Association (IPOA) has expressed concern about the call for a rent cap on private rentals by Minister for Housing Jan O'Sullivan.

The Minister suggested that private rents should be pegged legislatively to the cost of living and that the private rental sector in Ireland was disorganised, unlike some other EU countries. But the suggestion was criticised by the IPOA. "Minister O'Sullivan appears to accept that Ireland is not like other countries in regard to the culture of renting, but she still would like to put a legislative noose on the free market,” said IPOA Chairman, Stephen Faughnan. "She drew a comparison with a number of countries, including Germany and France, which she said had an organised private rental sector. But the reality is that in Germany and France, taxation policies on rental income are much more benign

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Wednesday, 15th January 2014

Coveru.ie Holiday Insurance is a website based product that will revolutionise the way credit unions in the Republic of Ireland offer travel insurance. It offers members greater accessibility, great value and most importantly excellent cover providing peace of mind when travelling abroad.

Coveru.ie holiday Insurance which is being offered in conjunction with AIG Europe, offers comprehensive worldwide travel insurance, available on an individual, couple, group or family basis. Apart from offering great value, advantages of coveru.ie travel insurance include:

- Single Trip, Annual Multi Trip and Extended Stay options available

- Choice of 3 levels of cover to suit all budgets (Budget, Premier & Premier Plus)

- Up to 4 children (under 18 years of age) go FREE on a family policy

- Medical and Emergency Assistance cover when abroad

- Trip cancellation and baggage cover included

- Additional add on options to tailor cover to suit

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Wednesday, 8th January 2014

John Smiles

Qualified Financial Advisor

What is the real cost of smoking?

January is when smokers make a New Year resolution to quit. Some succeed but many fail. My wife told me that giving up smoking is easy – she has done it hundreds of times.

Cigarette smoking has been identified as the most important source of preventable morbidity and premature mortality in the world. Statistics from the United States show that smoking-related diseases cause an estimated 440,000 American deaths each year.

Smoking costs the United States over $150 billion annually in health care costs. A 2004 Study by the US National Center for Chronic Disease Prevention and Health Promotion found that cigarette smoke contains over 4,800 chemicals, 69 of which are known to cause cancer. Every day, 3,000 children smoke their first cigarette and at least 3 million adolescents are smokers. Tobacco use primarily

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Wednesday, 8th January 2014

The latest edition of the National Housing Construction Index compiled and issued by Link2Plans (www.link2plans.com) shows that project commencements being made in Waterford have decreased by -28%. This figure is down from the 2012 figures of -9%. Planning applications have however improved, despite still being negative. The figure for planning applications in 2013 is -10% up from -26% in 2012.

The team of researchers athttp://www.link2plans.com have examined every housing construction planning application and planning commencement from January to October 2013, in the production of the National Housing Construction Index. The Index gives a direct comparison with the exact same period in 2012. Viewed on a nationwide basis, the National Housing Construction Index reveals there is a decrease in planning applications (-5%) but project commencements were down even further (-7%) since last year.

Waterford reports an improvement in the number of

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Wednesday, 8th January 2014

New to the market with Waterford agents Sherry Fitzgerald John Rohan is The Portree Guest House at 10/11 Mary St, Waterford . This spacious Bed and Breakfast in Waterford city centre offers enormous potential as both an owner occupied business and an investment . Mary St is situated immediately adjacent to The Quays, Summerhill, The Glen and Bridge St and lies within walking distance of all amenities. Nearby occupiers include The Fitzwilton Hotel, The Grattan Bar , Aldi , Government Buildings in The Glen and numerous restaurants .The Portree is also within a short stroll from Bus Eireann and CIE train stations together with city centre shopping districts and nightlife.

The Portree Guest House is a long established business and offers modern, well kept accommodation circa 600 sq m over five levels comprising comfortable manager’s quarters, 23 guest bedrooms mainly ensuite

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Wednesday, 8th January 2014

Asking prices in Waterford continued to fall throughout 2013, albeit at the slowest rate since the property crash of 2008, according to the 2013 House Price Report released today by property website Daft.ie. Prices in Waterford city fell by 7% over the course of the year, compared to a fall of 17% in 2012 and 24% in 2011. In the rest of Waterford, house prices fell by 8% in 2013, compared to previous falls of 16% in 2012 and 12% in 2011. The average asking price in Waterford city is now €105,000, down 63% from the peak.

In the rest of the country, prices in counties Meath, Kildare and Wicklow changed by less than 1% over the course of 2013, as prices in bordering Dublin rose by 11%,. Dublin’s double digit growth has seen the national average asking price rise over

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Wednesday, 18th December 2013

John Smiles

Qualified Financial Advisor

Apart from the lump sum paid to survivors on the death of a life policy holder, in recent years many changes have occurred to life insurance policies.

Pregnancy Cover - If you are diagnosed by a Consultant Obstetrician as having one the following five conditions you will get a payment of €5,000 -

1. Disseminated Intravascular Coagulation (DIC); 2. Ectopic Pregnancy; 3. Hydatidiform Mole; 4. Placental Abruption; 5. Eclampsia (Under this condition, Pre-eclampsia is not covered).

This payment is totally independent of your main life cover benefit which means that you can make a claim for one of these conditions, without affecting your life cover amount.

Early payment if you are diagnosed with a terminal illness a condition that, in the opinion of the appropriate hospital consultant, the illness has either no known cure or has progressed to a point where

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Wednesday, 18th December 2013

Collect Over 1,930 Meals For Local Families In Need

Tesco stores in County Waterford, supported by the Lions Club, collected over €1,930 worth of meals as part of the Tesco Christmas Food Appeal, it has been revealed.

The appeal was one of the biggest of its kind in Waterford this year, with all food collected being distributed locally. Tesco topped-up the local Waterford donations by 30%.

Andrew Collie, store manager Tesco Extra Ardkeen, said: "We have been overwhelmed by the generosity, goodwill and charitable spirit shown by the people of Waterford, not to mention the huge efforts made by all the Tesco staff and Lions Club volunteers involved in making this appeal the success it has been. My sincerest thanks to everyone for their support."

Liam Lyons, district governor of Lions Clubs in Ireland described the public response as most generous in extremely difficult

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Letters to the Editor

  • Our View

    Time for a breakJust as the height of Summer begins it seems that it is also the time when our politicians begin their yearly departure from Dail Eireann. While not many professions get as much holiday time as politicians do you have to ask the question whether they merit such long breaks?There are many who would immediately answer that they don't really deserve such long holidays, that they barely seem to spend any time in the Dail at all and after all they are well remunerated for the long hours …

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