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Wednesday, 7th February 2018

Michael Garland,

bizBoost Chair,

Waterford Business Group

"Are you counting cranes?”

Last week, Deloitte published their "London Winter Crane Survey”.

I heard about this survey on the BBC Breakfast programme, so I had to have a wee look. The interactive website lets you explore in real time, the building works taking place, right here, right now, across London. It’s not surprising to see that the vast amount of construction work, is taking place in the heart of this great City.

The statistics, if you are interested, are simply mind boggling. There are numerous developments upwards of 250,000 square feet and even a few over 1,000,000 square feet! Developments that we here in Waterford can only aspire to. If you use your imagination, you might just be able to see a crane or two, whilst you fantasise!

There are of course, some key headline grabbing findings. The survey

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Wednesday, 7th February 2018

John Smiles

Qualified Financial Advisor

What are the dangers of investors 'Chasing Performance’?

In the current era of low deposit interest rates, many low and medium risk investors are increasingly dissatisfied with the returns they are receiving on the cash and bonds portion of their investment portfolio. Some investors may be tempted by a 'hot tip’ or an investment that has recently out-performed, but if they acted on this, they risked 'chasing performance’ - buying high and selling low. The latest 'hot tip’ may seem tempting, but unless the 'opportunity’ was thoroughly researched, they seldom produce the returns hoped for.

Investors should be aware of the tip’s source and be sure it does not involve inside information which may be designed to talk up the value of a security by a vested interest. Always remember, due to the cyclical nature of the market, today’s

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Wednesday, 7th February 2018

bungalow in Orchardstown, Butlerstown

Purcell Properties recently brought to the market an attractive 3 bedroom detached bungalow located in Butlerstown, Co. Waterford. The property is complimented by a detached, fully functional workshop and log cabin which is floored and wired.

Situated on a private mature of circa 0.33 acre site. The selling agents are quoting a guide price of €240,000.

This super-efficient home comprises of an entrance hall, living room, spacious kitchen/dining/sitting room, three bedrooms (one bedroom en suite) and main bathroom.

This property also benefits from Kingspan External Insulation, Oil fired central heating and Cedarwood Argon filled PVC windows.

Within easy reach of a host of amenities and local attractions including Whitfield Clinic and the stunning Waterford Greenway, Outer Ring Road, Tramore and Waterford City.

In a comment, Conor Purcell of Purcell Properties said, "this cosy, detached bungalow, partnered with its fully functional workshop is

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Wednesday, 31st January 2018

Michael Garland,

bizBoost Chair,

Waterford Business Group

"Meow, meow," Claws are being harpened once again!

So it begins, afresh. Other regional players, are indicating that the South East should NOT work together, for the betterment of the 500,000 people living and working in this wee corner of Ireland.

To have to listen to a senior stakeholder, from Kilkenny Chamber, stating that the development of the North Quay would be detrimental to Kilkenny, is maddening (however, not surprising, if the truth be told, given his parochial reasoning, that it would be detrimental to Kilkenny, if it should go ahead). This from a business body that not so many years ago, went through its own internal enquiry, looking into some, well let me say, abacus financial accountability. How can a lobby group, created to "Advance business together" and be "In business for business", have such a myopic

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Wednesday, 31st January 2018

John Smiles

Qualified Financial Advisor

Simple rules for better investing

The fund industry has grown massively in the last 25 years. It has changed to be a better-run, more professional, and lower-cost business. Here are some key lessons for investors:

Build a plan and stick to it. Build from the core out. Make sure most of your money and attention goes to core equity and fixed-income funds.

Keep costs low, but evaluate whether some services, like financial or tax advice are worth paying the price for if you don’t have the time or investing acumen to do it yourself.

Choose funds that are good bets for five years from now because they have depth of managers and analysts, low costs, and strong stewardship to keep them on the right path.

When monitoring your funds, pay more attention to the manager, the analysts, and the fund company behind

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Wednesday, 31st January 2018

Purcell Properties recently brought to the market No. 33 Morrison’s Avenue, located immediate to various primary and secondary schools, bus routes and within walking distance of the city centre.

No. 33 Morrison’s Avenue is an attractive two bedroomed mid terrace property comprising entrance hall, large open plan living/dining room, kitchen, shower room and utility on ground floor with two large bedrooms at first floor.

This attractive property affords low maintenance rear garden and on street parking.

In a comment Conor Purcell of Purcell Properties stated "No. 33 Morrison’s Avenue is an attractive, well positioned property, for sale at a guide price of €119,950. We have already received strong interest"

Further information to arrange a viewing contact Conor on 086 3858129.

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Wednesday, 31st January 2018

homeowners anywhere between €1,200 and €3,600 a year

Experts at MyMortgages.ie, one of Ireland’s leading mortgage brokers, have reported a flurry of activity in the mortgage switcher market since the beginning of the year. The brokers forecast the switcher market alone will experience double digit growth in the first 6 months of the year, as an increasing number of mortgage holders learn of the money saving option.

Figures from MyMortgages.ie have revealed that on "average" mortgages throughout the country anywhere between €40,000 and €100,000 could be saved by moving to another lender.

Joey Sheahan, Head of Credit at MyMortgages.ie believes a number of factors that have led to the influx in enquires they have experienced in the last 2 weeks, "We have experienced a 3-fold increase in the volume of enquiries received since January 2nd from mortgage holders all over the country wondering

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Wednesday, 24th January 2018

Michael Garland,

bizBoost Chair,

Waterford Business Group

“Round and round and round we go!”

It’s official, Waterford City now has one of the largest “Roundish-squarish-abouts” in the county and probably the South East. The urban regeneration plans/works are in full swing and there are new road layouts springing up everywhere. Though we need not be surprised by this, as there was ample consultation and lots of opportunities to feed into the process, from as far back as 2015 (I think!).

I have to admit, that I’ve not had the occasion to try the new route, at “Rush-hour”, around the College Street, Bath Street, Manor Street, Railway Square loop. However, having been up and down on several occasions, it appears to be working well. The surface is a pleasure to drive on and don’t the new white shiny road markings look the business?

“Surprise, Surprise”, there were

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Wednesday, 24th January 2018

John Smiles

Qualified Financial Advisor

Has volatility in stock markets gone away?

Volatility is the rate at which the price of a security increases or decreases. If the prices of a security fluctuate rapidly in a short time span, it is termed to have high volatility. If they fluctuate slowly in a longer time span, it is termed to have low volatility.

2017 was a year of record low volatility; the lowest year since 2005 and a year that returned healthy growth in stock markets. Following the lows of 2005, stock markets continued to grow for another 18 months, so more growth in current markets is not impossible. However, there is a danger now that investors might become complacent and be lulled into a false sense of security. Markets are always dangerous when making money sounds easy.

Many analysts expect volatility to pick up this

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Wednesday, 24th January 2018

For sale with Sherry FitzGerald John Rohan is 8/9 Brown St, Portlaw. This is a well located property in a mature residential area within the village being sold in either one or two lots.

Presently this is a two storey terraced property comprising of a house with entrance hall, living room, dining room, shower room, bathroom, kitchen and 3 bedrooms c 100 sq m, plus an adjoining shop c 50 sq m.

The property has planning permission (Waterford Council planning number 17/132) to convert the property into two residential units. On completion of works, the properties would comprise of the following:-

8 Brown St (presently a house) Ground Floor: entrance hall, living room, dining room, shower room, kitchen. First Floor: bedroom 1, bathroom.

9 Brown St (presently the ground floor of this is a vacant shop) First Floor: 2 bedrooms. Plans are available on

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Letters to the Editor

  • Children in the womb deserve b...

    The Government wants us to vote "yes" in the abortion referendum in order to delete unborn children's right to life and allow abortion on demand in the first 12 weeks of pregnancy. Abortion campaigners claim that there is no human being yet alive by this point. That's why they think abortion on demand is permissible.They are completely wrong. By 12 weeks the baby in the womb has a beating heart, can swallow and yawn, can kick, stretch and jump, has arms, legs, fingers and toes, has fingernails and hair, h …

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