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Wednesday, 7th December 2016

Michael Garland,

bizBoost Chair,

Waterford Business Group

Time to find out who has the “Biggest Cojones!”

At the time of writing this wee column, Monday 5th December, our Councillors had rejected the CEO’s proposed 2017 budget for Waterford Council. A budget which was presented to our 32 Councillors, at a plenary session, on Tuesday 29th

November. The basis of this overwhelming rejection, was due to the proposed Commercial Rates increase, to fill the now perennial black hole in the budget of around €1.3 million.

The meeting last week was watched by a “Packed” public gallery and press core. In reality, there were 5 members of the public in attendance. Only two stayed the course, for the three hour marathon meeting. In the end the members of the local press outnumbered the public by one! Not really a great turnout for such an important meeting and the

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Wednesday, 30th November 2016

Michael Garland,

bizBoost Chair,

Waterford Business Group

All I want for Christmas!

If you have not written your Santa letter by now, you will be no doubt be waking up, on the morning of Sunday 25th

December, with the possibility that the bundle of presents under the tree are either not appropriate or are completely useless for you. That is of course assuming that you have been good during 2016. You therefore have been omitted from the naughty list and are due a visit from Santa in the first place.

Assuming that the majority of us are on the nice list, then we will receive some wonderfully thoughtful presents. We will no doubt be filled with the joy that giving presents also brings. We often forget that giving presents and gifts are equally important, if not more important, than the gifts we receive and this is

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Wednesday, 30th November 2016

Expert View

John Smiles

Qualified Financial Advisor

Why Get Wealth Preservation Advice?

There is an old adage, irrespective of the wealth a family has built up, they will still go “from shirtsleeves to shirtsleeves in three generations”.

Despite the best intentions of the first-generation creators of wealth, many families have seen their assets – and living standards – fall quite dramatically as a result of common money management mistakes.There are numerous risks that could ruin your chances of keeping as much money within your family as possible. Some obvious, like hefty Inheritance Tax bills as a result of not maintaining a well-considered, up-to-date Will or not taking proper estate planning and succession advice.

However, divorce or family disputes over shared business interests are more dramatic and more common than you might think. Both are significant destroyers of wealth – as many families sadly know to their

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Wednesday, 30th November 2016

Waterford Chamber representatives have met with Waterford City and County Council to voice concern regarding a potential increase in commercial rates for business in 2017.

Commenting on this possibility President of Waterford Chamber Laurent Borla said, “We are very concerned that there may be a decision made to increase commercial rates for 2017. Waterford Chamber believes this would not be a prudent decision for a number of reasons. Presently many of our members are telling us that they are experiencing only moderate growth and that consumer sentiment is still fragile. While a number of businesses are recruiting new staff and helping to tackle current unemployment levels, they are also coming under a number of business cost increasing measures. Many businesses are investing in building the future economy of Waterford, most for the first time in a decade, however operational costs are

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Wednesday, 23rd November 2016

Michael Garland,

bizBoost Chair,

Waterford Business Group

The final curtain call

It is with a very heavy heart, that I heard on Sunday the 20th November, of the passing of Billy McCarthy, broadcaster on Deise AM, at WLR FM.

After a very short illness Billy passed away at University Hospital Waterford.

I first met Billy when I was appointed as CEO of Waterford Chamber and I have to say that there are very few people who you meet in this world, who you instantly take a shine to. There are even fewer people that you genuinely know would be there for you in a crisis, if called upon. Billy was one of those rare people.

He managed to come into your car, living room and kitchen when on the radio. His broadcasts were so personal, you almost felt like he was sitting right next to you and

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Wednesday, 23rd November 2016

John Smiles

Qualified Financial Advisor

Cash -

To be or not to be?

Six years ago, banks in many European countries were insolvent and having been granted bail-outs, they set about the task of repairing their balance sheets. They engaged in a massive fund raising campaign to attract deposits.

Fixed term 5-year deposit accounts could earn typically between 4% and 5% pa. At their height, 5-year rates reached 5.25% p.a. Understandably, there was a huge influx of capital into such instruments. Depositors could get a guaranteed return of 20% to 25% on their money and their original capital, up to €100,000 per person, was guaranteed under the Government’s Deposit Guarantee Scheme. It was a ‘no-brainer’ investment.

Those accounts are now maturing and the deposit interest landscape is entirely different. Interest rates in Europe and the USA are at record lows. Short term deposit rates are close

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Wednesday, 23rd November 2016

Santa arrived in style to MacDonagh Junction last weekend in a military convoy accompanied by members of the Defence Forces and led by mascot Fionn the dog. Host Edward Hayden was on hand to entertain the thousands of eager spectators who were treated to

performances by Dancewise and entertained by giant Christmas

characters from the Bui Bolg Theatre Group. Fireworks and a snowstorm created a spectacular finale to Santa’s arrival before parading customers into the centre and taking up residence in Santa Land.

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Wednesday, 23rd November 2016

As a special thank you to visitors to the Foxwood Showhome all visitors between now and Christmas will be entered in the Foxwood visitors’ weekly prize draw. To ensure that you are in with a chance of winning, when you come and view the Foxwood Showhome, Kilbarry, si ply complete the visitor questionaire. Each week one lucky winner will receive €100 Morris's voucher which will be particularly welcomed at this time of the year.

Frisby Homes are pleased to announce that the latest prize draw has been won by Niamh Tubbritt. Pictured:- James Frisby of Frisby Homes presenting €100 Morris's voucher to Niamh Tubbritt outside the Foxwood Showhome.

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Wednesday, 16th November 2016

Michael Garland,

bizBoost Chair,

Waterford Business Group

Thanks to The Donald – we all became Political Commentators last week!

There were probably more words written on last week’s US Presidential election, since records began. Just when those records began no one knows. But rest assured 8th November 2016 will go down in the annals of history, when every person with access to social media, was suddenly to become a qualified to be a Political Commentator!

As soon as the election results started trickling through, from around 02:00 on the 9th November, it became very clear that things were not going Hillary’s way. The Donald started securing more and more Electoral College votes. Was he to be the latest political force to rubbish and poo poo ALL the highly paid, soon to be extinct pollsters – oh yes he was!

When The Donald finally crossed the whitewash,

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Wednesday, 16th November 2016

John Smiles

Qualified Financial Advisor

Following Donald Trump’s unexpected win, what now for investment markets?

This result wasn’t on the cards but once again, opinion polls, bookmakers, analysts and experts alike have all called it wrong.

Donald Trump’s ascendency and the manner of the victory mirrors the sentiment expressed by UK voters in the June Brexit referendum to leave the EU. It appears that people are no longer happy with the status quo and are voting for change in overwhelming numbers.

It is difficult to predict how Donald Trump’s policies will impact the US and indeed global economies. What we can be more certain of however, is that uncertainty and change is the order of the day.

This has implications for key European elections in France and Germany in 2017 as we consider the rise of anti-immigration, extreme left-wing and extreme right-wing parties in Europe. The

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Letters to the Editor

  • OUR VIEW

    Republican Icon diesThe death of Martin McGuinness in Derry yesterday morning brings to an end the life of one of the most remarkable Republicans ever in the history of the movement. A person who made the transition from violent militarism to a key figure in the peace process in Northern Ireland. He died aged 66 in Derry’s Altanagelvin Hospital with his family by his bedside.A former member of the IRA’S Army Council he became Sinn Fein’s Chief negotiator in the peace process. He led the Sinn Fein P …

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