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Wednesday, 4th April 2018

Michael Garland, bizBoost Chair,

Waterford Business Group

It’s time to make

"A Holy Show of Oneself!”

Believe it or not and despite the very recent unseasonably bad weather, we are nearly in the middle of Spring. Summer time will be here before we know it, allowing us time to look forward to the visiting hordes, descending on Waterford City and County, in their tens of thousands. To ensure that these visitors come back, we must ALL play our part in making our tourists welcome. After all, the best type of holiday-maker is the one who comes back!

Hopefully they bring with them three or four family members, other relatives or a bus load of friends! Repeat business, as our Waterford Hotels will attest, is the easiest sell, offering the best value for money, in terms of communicating, marketing and securing bed nights.

A long time ago,

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Wednesday, 4th April 2018

John Smiles

Qualified Financial Advisor

Shopping online and retail’s pain

More people are shopping online because it is easier and more convenient. It makes for a more competitive and fast-moving battleground for retailers and increases disruption among real estate markets.

The move to online shopping has a negative effect on our high streets but is having a positive effect on industrial buildings that deal with logistics. The industrial real estate sector has changed significantly over the past 10 years. The increased demand has been driven by traditional retailers re-shaping their supply chains; third-party logistics companies and the rise of e-commerce operators. Amazon has dominated UK logistics take-up in recent years as it seeks to build capacity into its supply chain.

This surge in demand has driven commercial real estate performance globally and industrial property outperformed the all-property benchmark in most regions in 2016.

As more institutionalised

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Wednesday, 4th April 2018

House prices nationally rose by 2.5% during the first three months of 2018, according to the latest House Price Report released today by Ireland’s No.1 property website, Daft.ie. The average price nationwide was €247,000, 7.3% higher than a year ago. Compared to their lowest point in 2013, prices nationwide have risen by an average of 50% or just over €82,500.

In Waterford City, prices in the first three months of 2018 were 7% higher than a year previously, compared to a rise of 14% seen a year ago. The average house price is now €165,000, 57% above its lowest point. In the rest of Waterford, prices in the first three months of 2018 were 9% higher than a year previously, compared to a rise of 6% seen a year ago. The average house price is now €211,000, 47% above its lowest

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Wednesday, 28th March 2018

Michael Garland,

bizBoost Chair,

Waterford Business Group

The truth is a powerful thing, as nobody expects it!

In our world of instant news, via 24-hour satellite TV and social media, it is an interesting debate as to whether or not we are influenced by what is real or fake. We all know that The Donald has been making hay, by constantly trumpeting on about "Fake news". He has singled out every news channel for his twitter treatment. In fact, I am beginning to wonder if there is a news source that The Donald hasn’t targeted?

Finding the truth in news stories and our day to day lives, for that matter, is becoming harder and harder to unravel. As examples, the Facebook revelations last week and the data harvesting of all our information, by companies likes Cambridge Analytica. Were we really so surprised, to find out

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Wednesday, 28th March 2018

John Smiles

Qualified Financial Advisor

Life Insurance - Perception v Reality of claims paid

Last year, Irish Life Assurance, Ireland’s largest life insurer, commissioned a study of life insurance perceptions in Ireland. The study was conducted by Coyne Research in December 2017 and the results are based on a nationally representative sample of 1,000 adults.

The most surprising finding, from Irish Life’s perspective was that Irish adults believe that overall, only 51% of all life claims made are actually paid out.

In 2017, Irish Life itself paid out an average of 95% of all the claims made. Of these, 98% of all death claims were paid, as were 90% of Specified Illness claims and 96% of malignant cancer Specified Illness Cover claims.

Most people think Life Insurance gives financial security to their family should they die. But it also offers ‘Living Benefits’ that can help financially,

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Wednesday, 28th March 2018

The price of the average three-bed semi in Waterford City rose by 2.6% to €195,000 in the past year, according to a national survey carried out by Real Estate Alliance.

In the rest of the county, the average price of three-bed semi now stands at €172,500, a rise of 4.5% in the last 12 months.

The REA Average House Price Survey concentrates on the actual sale price of Ireland's typical stock home, the three-bed semi, giving an up-to-date picture of the property market in towns and cities countrywide to the close of last week.

"We have observed a noticeable increase in residential rents which is attracting the investor back into the market," according to REA Spratt in Dungarvan.

"In addition, tenants are now being enticed into buying a home rather than continuing to pay increasing rent costs.

The average semi-detached house nationally now costs €229,111,

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Wednesday, 28th March 2018

4 Beech Court, Bellfield, Ferrybank, Waterford. Price €155,000

Excellent 3 bedroom family home/ investment property located within walking distance of Waterford city and the new proposed North Quays development when complete the new foot bridge to the city centre will located just 1 mile away, Property prices in the area are expected to increase in value once the development begins.

The property has 3 spacious bedrooms, large family bathroom with bath and shower, Living room, Kitchen diner and guest WC. Full Upvc framed double glazed windows and gas fired central heating along with extra insulation help the property achieve a C2 energy rating.

Viewing comes highly recommended as this property is priced to sell at €155,000. Call William on 051 338888 or email This email address is being protected from spambots. You need JavaScript enabled to view it. document.getElementById('cloak60ed58de639c2a7e4cc16c9abcacabfa').innerHTML = '';

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Wednesday, 28th March 2018

38 Hazelbourne, Cleaboy, Waterford

New to the market with Sherry FitzGerald John Rohan is 38 Hazelbourne which is an excellent 3 bed semi detached residence attractively situated overlooking a large green in this lovely small residential development. Hazelbourne is conveniently located within only a few minutes drive from Waterford Industrial Estate, Waterford Institute of Technology and some of the larger pharma employers – Sanofi and Westpharma. There is an excellent choice of schools in the immediate vicinity, with Waterford city centre again within a short drive.

Occupying an enviable position within a small cul de sac of only six houses, this inviting home provides well laid out accommodation with gardens set in lawn to front and rear together with off street parking. Teak double glazed windows throughout, gas fired central heating. Extras include patio, steel shed to rear, French doors from dining

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Wednesday, 21st March 2018

Michael Garland,

bizBoost Chair,

Waterford Business Group

Made of Waterford!

It was a busy week last week. What with the news of the North Quay Strategic Development Zone and Leo’s bandwagon rolling into the City. "The 2040 NDP Tour" was in full swing and those busy bees in the Special Communications Unit were doing what they do best, spinning us a yarn!

Everyone was very excited and relieved on Thursday last, to read across various social media sources, that the North Quays would go ahead unhindered. It appeared that the planning process had this time worked in Waterford Inc’s favour. Unlike many a scuppered past development, this time there were to be no road blocks. No insurmountable barriers and no "Serial-objectors", using their pens to blunt our sword.

The announcements were made by various media savvy Councillors. Immediately after the Mayor declared at the monthly Council

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Wednesday, 21st March 2018

John Smiles

Qualified Financial Advisor

Investors, don’t forget the KIDS

As part of the standardisation of the format of information being given to retail investors across the EU single market, new regulations were introduced on 3 January 2018. The aim of the Regulations is to create a uniform, easy to understand "Key Information Document" (KID) which facilitates comparison between different products, in different countries.The KID regulations apply to all regulated investment products, including Packaged Retail Insurance-Based Investment Products [PRIIPS].

The Central Bank of Ireland published an amendment to the Life Assurance (Provision of Information) Regulations 2001 (the Life Regulations). This amendment came into force on the 1st of January 2018 and it means Life Companies must provide both types of disclosure documents to consumers at the point of sale.

Both types of disclosure documents have a different focus, especially when it comes to assessing and

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Letters to the Editor

  • Children in the womb deserve b...

    The Government wants us to vote "yes" in the abortion referendum in order to delete unborn children's right to life and allow abortion on demand in the first 12 weeks of pregnancy. Abortion campaigners claim that there is no human being yet alive by this point. That's why they think abortion on demand is permissible.They are completely wrong. By 12 weeks the baby in the womb has a beating heart, can swallow and yawn, can kick, stretch and jump, has arms, legs, fingers and toes, has fingernails and hair, h …

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